Guide
Quebec is a different calculation, not a variation
Updated
The most dangerous thing a Canadian payroll tool can do is apply a national model to a Quebec employee and adjust one number. Quebec is a different set of programmes, not a different rate.
The Quebec Pension Plan, not CPP
An employee working in Quebec contributes to the Quebec Pension Plan rather than to the Canada Pension Plan, and the employer contributes to QPP alongside them. It is administered separately.
So the CPP figures on this page do not apply, and this tool does not model QPP. Substituting a rate would produce a number that looks right and is not.
QPIP, which has no equivalent elsewhere
Quebec operates the Quebec Parental Insurance Plan, with its own employee and employer premiums, and there is no corresponding line in the rest of the country.
An employer budgeting for a Quebec hire from a national model will be short by the whole of it.
EI is reduced, and it is the one figure that carries across
Because QPIP covers the parental benefits that EI provides elsewhere, the EI rate in Quebec is lower. CRA publishes a 2026 employee rate of 1.30% for Quebec against 1.63% elsewhere, on the same maximum insurable earnings of $68,900.
That gives a maximum employee premium of $895.70 and, at the same 1.4 multiplier, a maximum employer premium of $1,253.98. Those two figures are the only part of a Quebec calculation this page can give you.
What to do instead
Use a Quebec calculation for Quebec employment. The programmes are administered by different bodies with their own published rates, and the correct figures come from them rather than from an adjustment to a national tool.
Where a business employs on both sides of the border, treat them as two payroll calculations rather than one with a province field, because that is what they are.